- Insurance
This blog is from one of COBIS’ Supporting Associates.
Written by Pierre de Mirman, Deputy Global CEO at Pacific Prime
Both the school and its employees reap many benefits when dental coverage is included in the group health insurance plan for educators. Beyond general dental care access, this will help schools with teacher retention and help schools stand out among competitors.
In this article, we will discuss the many benefits to schools and their employees, as well as reasons why schools should invest in dental insurance for their employees.
Dental Insurance: How it Works
Dental insurance is available as an additional benefit that can be purchased and added on top of default health insurance plans. While some may overlook this particular benefit, it’s worth noting that incorporating dental insurance as part of the group health insurance plan can benefit both the schools overall as well as the teachers and staff themselves in various ways.
For instance, dental insurance allows schools to efficiently attract and retain quality talent to stand out among their competitors and improve staff productivity while the teachers and staff themselves get to access quality dental care for improved dental wellbeing.
In the following sections, we will discuss the various benefits of dental insurance both for the schools as a whole and for the teachers and staff.
The Benefits of Dental Insurance for Schools
The biggest benefit of incorporating dental insurance as part of the group health insurance scheme for schools overall is improved talent retention. Teachers and staff who feel valued and understood by the schools, specifically the schools’ HR department, are more likely to stay, meaning the schools will be able to retain high-quality talent.
Incorporating dental insurance as part of the overall group health insurance scheme also allows schools to stand out among their various competitors in the recruitment market when it comes to attracting talent. Additionally, the improved staff wellbeing also amounts to greater staff productivity.
Offering dental insurance as part of the group health insurance scheme also allows schools to encourage the teachers and staff to make healthier dental and oral choices, which brings us to our next point.
The Benefits of Dental Insurance for Teachers and Staff
For teachers and staff, dental insurance will allow access to quality dental care for general checkups and more complex procedures. What’s more, access to dental care also helps with early detection of potential dental health concerns.
Dental health spells myriad implications for the wellbeing of an individual. By gaining access to quality dental care and early detection of potential dental health concerns, teachers and staff will then be encouraged to book regular dental appointments for general cleanings and early treatment of other illnesses, mitigating the risk of potentially severe and expensive dental treatments in the future.
This also means reduced absenteeism for the schools, as teachers and staff with good dental and overall health will take less time off work due to sick leaves.
Dental Insurance Through Flexible Benefits
Schools can also offer flexible benefit plans to allow teachers and staff to freely choose different benefits as they would like.
This is because, unlike traditional employee benefits packages where employees are entitled to the same benefits, flexible benefits stand out as an attractive alternative by allowing employees to freely choose benefits they’d like and tailor them to match their needs.
Among the various benefits teachers and staff can then choose is dental insurance, allowing teachers to access quality dental care for improved dental wellbeing and reduced school absenteeism.
What’s more, flexible benefits can further help schools attract and retain talent as well as stand out among their various competitors in the recruitment market.
Secure Group Health Insurance with Us at Pacific Prime
Dental insurance benefits both the schools as a whole and the individual teachers and staff members. To name a few benefits, schools will benefit from improved talent attraction as they stand out among competitors as well as quality talent retention.
Meanwhile, the teachers and staff themselves will be able to access quality dental care for improved general dental health and work more productively as they take fewer sick leaves and reduce overall school absenteeism.
My team of insurance experts at Pacific Prime UK is renowned for their expertise in tailoring group insurance plans for schools of all sizes. We’re dedicated to providing comprehensive insurance solutions for our clients. Get in touch with my team or send me an email via pierre@pacificprime.com for more information on school insurance.